Comments on: Stupid American Lawsuit of the Day http://www.kalyr.com/weblog/2006/03/18/stupid-american-lawsuit-of-the-day/ RPGs. Trains, and bands that write 12 minute songs about Hobbits Wed, 03 Dec 2008 02:35:13 +0000 http://wordpress.org/?v=2.3 By: Karen http://www.kalyr.com/weblog/2006/03/18/stupid-american-lawsuit-of-the-day/#comment-741 Karen Sat, 18 Mar 2006 20:12:00 +0000 http://www.kalyr.com/weblog/2006/03/18/stupid-american-lawsuit-of-the-day/#comment-741 I'm not sure that's *quite* as weird as it sounds... if, for instance, I backed my pickup truck into our car, insurance would cover it (the car, but not the truck, because we don't carry full coverage on this truck because for $3600 we could buy two, maybe three of them), albeit with a largish deductible. And then my rates would go up, for being stupid. (This did, as a matter of fact, happen to my dad once. He backed one car out of the garage forgetting the other was in the driveway, and locked the rear quarter panels together.) What I would expect to have happen is that the city's coverage would pay for the pickup's damage, same as it would if he'd hit a stranger's pickup. And then the city's rates would go up, and they'd (probably) fire him for being stupid. OTOH, every state has different insurance laws, and California is (famously) the most different of all, so all bets are probably off when trying to guess at the real story. Or if they think he did it on purpose, that changes everything. See, the (only?) problem with shooting lawyers is that they're the insurance companies' only natural predator. I’m not sure that’s *quite* as weird as it sounds… if, for instance, I backed my pickup truck into our car, insurance would cover it (the car, but not the truck, because we don’t carry full coverage on this truck because for $3600 we could buy two, maybe three of them), albeit with a largish deductible. And then my rates would go up, for being stupid. (This did, as a matter of fact, happen to my dad once. He backed one car out of the garage forgetting the other was in the driveway, and locked the rear quarter panels together.)

What I would expect to have happen is that the city’s coverage would pay for the pickup’s damage, same as it would if he’d hit a stranger’s pickup. And then the city’s rates would go up, and they’d (probably) fire him for being stupid.

OTOH, every state has different insurance laws, and California is (famously) the most different of all, so all bets are probably off when trying to guess at the real story. Or if they think he did it on purpose, that changes everything.

See, the (only?) problem with shooting lawyers is that they’re the insurance companies’ only natural predator.

]]>